We Sue Debt Collectors

Accountability

Debt Collectors Hate Us.

That's because we have a track record of making debt collectors pay when they don't follow the rules.

Not afraid to file

Lawsuits

Below are just some of the lawsuits we've filed:

These cases are public record, even if the results may not be for confidentiality reasons. Even so, you deserve someone to fight hard for you, and that's what we do.

• Schedule Consult

Not afraid to go to

Jury Trials

Unlike some FDCPA lawyers, we take cases to jury trials if necessary. Some examples include:

Not all cases go to trial, and we don't always win. But we're not afraid to file—nor are we afraid to try your case.

• Schedule Consult

When do you have a case?

You have 1 year after a violation of the FDCPA to bring a lawsuit. The list below is not complete—if you feel you've been treated badly, schedule a free case evaluation and speak to us.

• Schedule Consult

Debt collectors have to sue you in the county in which you live, or the county in which you entered into the contract. If they sue you somewhere else then they have violated the FDCPA, and you may have a case. Schedule a free case evaluation!

Debt collectors may try to seek to collect more from you than allowed by law or by contract. They may add charges or fees not allowed by law, or charge you more than you owe under the contract. Medical debt collectors, rental debt collectors, are some of the worst offenders.If this has happened to you, schedule a free case evaluation!

Debt collectors may try and get you to pay money even after the statute of limitations has expired. They may even sue you after the statute of limitations has expired. Are you getting hassled over a really old debt? Then you may have a case. Schedule a free case evaluation!

Debt collectors like to send invoices or statements to folks that claim not just the debt's principal, but also includes interest tacked on even though the debt has been charged off. They are not allowed to do this for revolving debts (i.e. credit cards) and in many other situations. Have you received a demand letter from a debt collector which includes a "principal" and "interest" section? Then you may have a case! Schedule a free case evaluation!

• Schedule Consult

Debt collectors may not identify who they work for, or claim they are your friend or a "mediator" in a dispute. They may claim a lawsuit has already been filed, or claim you owe more than you do. If this happens to you, you may have a case. Schedule a free case evaluation!

Identity theft happens. Debt collectors may send collection letters, or even bring lawsuits, against the wrong people. It may not even be identity theft—you may have the same name, or a similar name, to the actual debtor. That doesn't mean you should be harassed, or even sued, over a debt you don't owe—especially if it was the result of fraud or identity theft. If this has happened to you, schedule a free case evaluation!

Called before 8 AM or after 9 PM? Called repeatedly during the day? Multiple phone calls you feel are intended to shame you? Debt collectors must follow the rules. If you are receiving calls too early or too late, repetitive and regular calls, or calls designed to shame, intimidate, or harass you then you may have a case. Schedule a free case evaluation!

Debt collectors must let you know that you have a right to dispute a debt either in their first communication to you, or soon after. Were you told you had 30 days to dispute the debt? Were you told that if you did dispute the debt in writing they would provide verification or validation of the debt? If not, then you may have a case! Schedule a free case evaluation!

• Schedule Consult

Questions You May Ask

FAQ

Below are some of the questions we are frequently asked, or other information we regularly provide clients and potential clients.

Details. We will ask you a number of questions to try and determine whether you have a case. If you have paperwork, you should have that handy. We may ask you to email or fax us the paperwork you have.

Nothing for a free case evaluation. Most FDCPA cases work on contingency—you pay nothing up front. We do charge you to defend a lawsuit, fight a garnishment, or to try and set aside a judgment.

Every case is different. This will depend on the facts of your case. The FDCPA allows you to recover your actual damages, including your stress and anxiety, as well as statutory damages and our attorneys' fees and costs.

• Schedule Consult

This depends on your case. You may need telephone call logs, court documents, or the letters the debt collector has mailed you. Collect everything you can, and write down your own notes about conversations you had with debt collectors over the phone or in person.

You need to learn your rights. Our sister website—GeorgiaCreditLawsuits.com—can provide you information about your rights and how to protect them.

Have you been threatened with jail? Call immediately to schedule a free case review and let our receptionist know! 404-348-4462

• Schedule Consult